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1 Overview — what makes Virginia probate different

Virginia probate is governed by Title 64.2 of the Code of Virginia. Four features set it apart from every other state in this guide series.

First: The Commissioner of Accounts. Virginia is the only state in the country where a court-appointed attorney — operating in private practice but with judicial authority — reviews every estate inventory and accounting, hears creditor disputes, and approves executor compensation. The Commissioner is not the judge; they are a local attorney appointed by the Circuit Court to handle the day-to-day supervision of estates. Every jurisdiction has one (larger jurisdictions may have a deputy as well). When you file your inventory four months after qualification, it goes to the Commissioner. When you file your first accounting 16 months after qualification, it goes to the Commissioner. The Commissioner charges fees for these reviews — another Virginia-specific cost.

Second: The dual jurisdiction structure. Virginia has 95 counties and 38 independent cities — each with its own Circuit Court. Unlike most states where cities are part of surrounding counties, Virginia's independent cities (Alexandria, Richmond, Virginia Beach, Chesapeake, Norfolk, and 33 others) operate as completely separate jurisdictions. A decedent who lived in the City of Falls Church files in the Falls Church Circuit Court, not the Fairfax County Circuit Court, even though Falls Church is geographically surrounded by Fairfax County. This matters enormously for knowing where to file.

Third: The Certificate of Qualification — Virginia's name for what most states call Letters Testamentary. The Circuit Court Clerk issues it after the executor takes an oath and posts bond. This certificate authorizes the executor to act. Fourth: The probate tax — $1.00 per $1,000 of estate value (state), plus up to $0.33 per $1,000 (local). Paid at qualification. Most states have filing fees; Virginia charges a percentage-based tax.

Virginia has no state estate tax or inheritance tax
Virginia has no state estate tax and no state inheritance tax. The only applicable death tax is the federal estate tax, which applies only to estates exceeding $15 million in 2026. This makes Virginia significantly more favorable than neighboring states — Maryland (state estate tax above $5M, inheritance tax in some cases), Pennsylvania (4.5%–15% inheritance tax on virtually every estate), and New Jersey (11%–16% inheritance tax on non-immediate-family beneficiaries).

Virginia probate at a glance

TopicVirginia ruleAuthority
Governing lawCode of Virginia, Title 64.2Va. Code § 64.2-100 et seq.
Probate venueCircuit Court Clerk's office in county or independent city of decedent's domicileVa. Code § 64.2-443
Independent cities38 independent cities each have their own Circuit Court (separate from surrounding county)Va. Const. Art. VII §1
Certificate of QualificationVirginia's equivalent of Letters Testamentary; issued by Circuit Court Clerk after executor qualifiesVa. Code § 64.2-520.2
Commissioner of AccountsCourt-appointed attorney who reviews inventories, accountings, creditor claims; unique to VirginiaVa. Code § 64.2-1200
Inventory deadline4 months from qualification; filed with Commissioner of AccountsVa. Code § 64.2-1300
First accounting deadline16 months from qualification; annually thereafter if estate remains openVa. Code § 64.2-1305
Notice to heirs deadline30 days from qualification; affidavit of notice filed within 4 monthsVa. Code § 64.2-508
Small estate affidavitPersonal property ≤ $75,000; 60-day wait after death; all successors signVa. Code § 64.2-601
Single-institution small assetIndividual asset ≤ $35,000; 60-day wait; no affidavit requiredVa. Code § 64.2-602
Probate tax — state$1.00 per $1,000 of estate value; applies to estates over $15,000Va. Code § 58.1-1711
Probate tax — localUp to $0.33 per $1,000 (⅓ of state tax); set by each localityVa. Code § 58.1-3821
Bond requirementRequired unless will waives it; typically 1.5× estate personal property valueVa. Code § 64.2-1425
Executor compensationReasonable compensation, not to exceed 5% of assets handled; approved by CommissionerVa. Code § 64.2-1208
Holographic willsValid — must be entirely in testator's handwriting and signed; 2 disinterested witnesses required at probateVa. Code § 64.2-403
Transfer-on-Death deedAvailable — transfers real property at death outside probateVa. Code § 64.2-628
State estate taxNone
State inheritance taxNone

2 Virginia's dual-oversight system — Clerk + Commissioner

Virginia distributes estate oversight between two distinct officials: the Circuit Court Clerk (an elected official who handles qualification and the opening of the estate) and the Commissioner of Accounts (a court-appointed attorney who supervises administration through inventories and accountings). Understanding which office handles what — and when — is the key to navigating Virginia probate efficiently.

Circuit Court Clerk
Opens the estate · Issues authority
Admits the will to probate
Qualifies the executor (takes oath, posts bond)
Issues Certificate of Qualification (authority to act)
Collects probate tax ($1/$1,000 state + local)
Records the list of heirs
Handles contested will matters (with judge)
Commissioner of Accounts
Supervises administration · Reviews filings
Receives and reviews inventory (due 4 months)
Reviews first accounting (due 16 months)
Conducts Debts and Demands hearings
Approves executor compensation (up to 5%)
Charges own fees for review services
Reports to the Circuit Court judge

The Commissioner of Accounts — Virginia's unique institution

Exists in no other state · Court-appointed attorney · Reviews every inventory and accounting

What they are
A court-appointed private attorney
In every Virginia jurisdiction, the Circuit Court appoints at least one local attorney to serve as Commissioner of Accounts. The Commissioner maintains their private law practice while simultaneously filling this oversight role. They are not judges — but they have judicial authority over estate filings. Each Commissioner's fees are set by the Circuit Court for that jurisdiction.
What they do
Reviews inventories, accountings & creditor claims
Four months after qualification, the executor files the Inventory with the Commissioner. The Commissioner reviews it and may request corrections. At 16 months, the executor files the first Account. The Commissioner reviews every receipt and disbursement, compares them against the Inventory, and files a report with the Circuit Court. In contested matters, the Commissioner conducts Debts and Demands hearings for creditor disputes.
4-month inventory → Commissioner
16-month accounting → Commissioner
What they cost
Review fees — separate from court filing fees
The Commissioner charges fees for reviewing inventories and accountings. These fees are set by the Circuit Court for each jurisdiction and vary. The Commissioner's fee is a legitimate estate expense, paid from estate funds before distribution. Executors who file incomplete or inaccurate inventories and accounts may face additional Commissioner time — and additional fees — for corrections and follow-up.

3 Independent cities — Virginia's unique jurisdiction structure

Virginia is the only state with true independent cities — municipalities that are legally and administratively separate from any county. A Virginia resident who lives within an independent city files their estate in that city's Circuit Court, not the Circuit Court of the surrounding county. This is counterintuitive for anyone familiar with how other states work.

Virginia has 95 counties and 38 independent cities, creating approximately 133 separate probate jurisdictions. The independent cities range from large (Virginia Beach, Chesapeake, Norfolk, Alexandria, Richmond) to very small (Colonial Heights, Emporia, Galax, Norton). A decedent who lived in the City of Fairfax files in the Fairfax City Circuit Court — not the Fairfax County Circuit Court — even though the two share essentially the same geographic area.

Filing in the wrong jurisdiction is a common mistake
Filing the estate in the wrong Circuit Court can invalidate the qualification. The correct jurisdiction is determined by the decedent's domicile at death — not where the property is located or where relatives live. For decedents who lived in Northern Virginia, this distinction matters especially: residents of the City of Alexandria, City of Fairfax, City of Falls Church, City of Manassas, or City of Manassas Park each file in their city's Circuit Court. Residents of Fairfax County, Arlington County, and Prince William County file in their respective county Circuit Courts.

4 The Virginia probate tax — $1 per $1,000

Virginia charges a state probate tax at qualification under Va. Code § 58.1-1711. The rate is $1.00 per $1,000 of estate value on estates exceeding $15,000. Localities may add up to $0.33 per $1,000 (one-third of the state tax). This tax is paid to the Circuit Court Clerk when you qualify — before you receive the Certificate of Qualification. Estates valued at $15,000 or less are exempt.

Virginia probate tax calculator — Va. Code § 58.1-1711

$1.00/$1,000 state + up to $0.33/$1,000 local · Paid at qualification

$400,000
State probate tax
$400
$1.00 per $1,000
Max local tax
$132
$0.33 per $1,000
Max combined
$532
State + local maximum
% of estate
0.13%
Very low compared to attorney fees
Virginia's probate tax is low — the bigger costs are Commissioner fees and executor compensation
The probate tax on a $500,000 estate is approximately $500 (state) + up to $165 (local) = $665 total — a very modest cost. The Commissioner of Accounts' review fees, executor compensation (up to 5%), and attorney fees are typically far larger costs in Virginia estates. The probate tax itself should not drive estate planning decisions.

5 Qualification — the critical first step

Qualification is Virginia's term for the process by which the executor formally receives authority to act. No executor has any legal power to collect assets, open estate bank accounts, access financial records, or conduct estate business until they have qualified before the Circuit Court Clerk. Qualification is a mandatory, in-person appointment at the Clerk's office.

What happens at qualification: the executor appears in person; takes an oath to faithfully administer the estate; posts a surety bond (unless the will waives bond or the estate meets certain small-value exemptions); and receives the Certificate of Qualification. The Clerk also collects the probate tax and records the will (if any) and List of Heirs. This typically takes about 10 minutes if all paperwork is prepared in advance.

What to bring to qualification

ItemDetails
Original willThe original document. If self-proving (notarized affidavit attached), no witnesses needed. If not self-proving, at least one witness must appear or provide a sworn statement.
Certified death certificateAt least 2–3 certified copies (not photocopies). Each institution typically requires its own certified copy.
Probate Information Form (CC-1650)Standard form with decedent's information. Available from the Clerk's office and vacourts.gov. Complete in advance to save time.
Estimated estate valueNeeded to calculate the probate tax owed at qualification. You do not need exact values — an estimate is accepted. You can supplement with a more precise inventory later.
List of heirs (CC-1614)Names and addresses of all heirs and beneficiaries. Filed with the Clerk and recorded.
Surety bondRequired in most cases. Amount set by the Clerk — typically 1.5× to 2× the personal property value. Will can waive the bond requirement for named executors.
Photo IDGovernment-issued; required in most jurisdictions.
Payment for probate tax + feesCash, check, or credit card (varies by jurisdiction). $1/$1,000 state + local + recording fees.

Certificate of Qualification — Virginia's Letters Testamentary

After qualifying, the Clerk issues the Certificate of Qualification — the document that proves the executor's authority to act. Virginia's Certificate of Qualification serves the same function as Letters Testamentary in other states. Banks, brokerages, title companies, DMV, and government agencies will all ask for this document before dealing with the estate. Order at least 8–10 certified copies when qualifying; each institution typically requires its own.

Out-of-state executors face additional requirements
A personal representative who is not a Virginia resident must: (1) Appoint a Virginia resident as a statutory agent — someone authorized to accept legal service of process on the executor's behalf; and (2) Post a surety bond regardless of what the will says about bond waivers. The bond requirement for nonresident executors cannot be waived by the will under Va. Code § 64.2-1426. These requirements add cost and complexity — many families name a Virginia resident as co-executor to avoid them.

6 Small estates — Virginia's two affidavit paths

Virginia provides two separate simplified procedures for small estates, both available after a 60-day waiting period from the date of death. These paths avoid full administration and the Commissioner of Accounts oversight process entirely.

ProcedureThresholdHow it worksTimeline
Small Estate Affidavit
Va. Code § 64.2-601
Personal property ≤ $75,000All successors sign a sworn affidavit presented to the institution holding the asset. No personal representative appointed. No Commissioner involvement. No qualification required. Will must be recorded if it exists.Days to weeks after 60-day wait
Single-Institution Transfer
Va. Code § 64.2-602
Individual asset ≤ $35,000No affidavit required — the institution holding the asset can release it to a successor without any court filing, after 60 days from death and no pending PR appointment. Each asset is evaluated separately.Days to weeks after 60-day wait
Real estate is handled differently for small estates
The Small Estate Affidavit applies to personal property only. For real estate in a small estate with no will, heirs can record a Real Estate Affidavit with the Circuit Court Clerk (separate procedure under Va. Code § 64.2-510) to establish their ownership without full administration. For real estate with a will, the will is recorded and real estate typically passes directly to the named beneficiary by operation of law — no executor qualification required for the real estate itself, unless the will directs the executor to sell it.

7 Full administration — step by step

For estates requiring full administration, Virginia's process is structured around two parallel tracks — the Clerk track (qualification and initial filings) and the Commissioner track (inventory and accountings). Both must be completed for the estate to close.

  1. 1

    Record the will and qualify as executor In-person at Circuit Court Clerk

    Schedule a qualification appointment with the Circuit Court Clerk in the city or county of the decedent's domicile. Bring all required documents. Pay the probate tax ($1/$1,000 state + local) and recording fees. Take the oath of office. Post the surety bond (unless waived). Receive the Certificate of Qualification and multiple certified copies. From this moment, deadlines begin running.

    CC-1650 (Probate Information Form)Original willCertified death certificates × 3–5CC-1614 (List of Heirs)
  2. 2

    Notify all heirs and beneficiaries within 30 days 30-day notice deadline

    Within 30 days of qualification, mail written notice of probate and qualification to all heirs at law and named beneficiaries (Va. Code § 64.2-508). This notice informs them of their right to receive copies of the inventory, accountings, and other filings. File an Affidavit of Notice (Form CC-1617) with the Circuit Court Clerk within 4 months of qualification confirming that notice was given. Even if you cannot locate an heir, the affidavit must still be filed.

    Written notice — mailed to all heirsCC-1617 (Affidavit of Notice) — filed within 4 months
  3. 3

    Gather and manage estate assets; notify creditors

    Collect all probate assets using the Certificate of Qualification. Open an estate bank account. Notify known creditors in writing. If there are significant debts or disputes, consider petitioning for a Debts and Demands Hearing before the Commissioner of Accounts (Va. Code § 64.2-1211), which gives creditors a formal opportunity to file claims and sets a binding resolution. The creditor claim period is approximately 6 months from the Debts and Demands notice.

  4. 4

    File Inventory with Commissioner of Accounts — 4-month deadline Hard 4-month deadline

    Within 4 months of qualification, file a complete inventory of all estate assets (real and personal property) with the Commissioner of Accounts, using that Commissioner's required format. Include fair market values as of the date of death. The Commissioner reviews the inventory within 21 days of receiving it. If correct, the Commissioner files it with the Circuit Court. If deficient, the Commissioner contacts you for corrections. Late inventories create complications — calendar this immediately on qualification day.

    Inventory (format set by local Commissioner)Commissioner's review feeDeadline: 4 months from qualification
  5. 5

    Administer estate — pay debts, file taxes, manage property

    Pay valid debts in statutory priority order: funeral expenses, estate administration costs, taxes, and then other creditors. File the decedent's final Virginia income tax return (Form 760) and federal return. Virginia has no estate tax return to file. If the estate generates income, file an estate fiduciary income tax return (VA Form 770; federal Form 1041). Executor compensation — up to 5% of assets handled — is paid from estate funds and approved by the Commissioner.

  6. 6

    File first accounting with Commissioner — 16-month deadline 16-month deadline

    Within 16 months of qualification, file the first annual account with the Commissioner of Accounts (Form CC-1680 or Commissioner's preferred format). The account details all receipts, all disbursements, and the proposed distribution of remaining assets. The Commissioner reviews every transaction, requires supporting receipts and bank statements, and files a report with the Circuit Court. If the estate is not yet ready to close, additional accountings are due every 16 months until it is.

    First Account (CC-1680 or Commissioner format)Supporting receipts and bank statementsDeadline: 16 months from qualification
  7. 7

    Distribute assets and file final account or simplified statement

    After all debts are paid, taxes filed, and accountings approved, distribute assets to beneficiaries per the will or Virginia intestacy laws. For real property, record a deed in the county or city where the property is located. Obtain beneficiary receipts. For simpler estates where all beneficiaries agree, file a Statement in Lieu of Settlement of Account (CC-1681) — a simplified alternative to the full accounting that the Commissioner accepts in appropriate circumstances.

    CC-1680 (Final Account) or CC-1681 (Statement in Lieu)Beneficiary receiptsDeeds recorded in county/city of property location

8 Timeline & costs

ScenarioTimelineKey driver
Single asset ≤ $35K (Va. Code § 64.2-602)60 days + days60-day wait; then institution releases without affidavit
Small estate affidavit (personal property ≤ $75K)60 days + weeks60-day wait; affidavit presented to institutions
Full administration — simple, cooperative estate12–18 months4-month inventory + 16-month accounting + Commissioner review
Full admin — real estate sale + creditor Debts & Demands14–20 monthsProperty sale + Commissioner hearing + accounting review
Fairfax, Arlington, Chesterfield, Loudoun (high volume)14–20 monthsHigh volume; longer Commissioner review queues
Contested will or removal of executor2–4+ yearsCircuit Court judge litigation
Cost itemTypical amountNotes
State probate tax$1.00 per $1,000On estates over $15,000; paid at qualification
Local probate taxUp to $0.33 per $1,000One-third of state tax; varies by locality
Clerk recording fees~$50–$150Will recording, list of heirs, affidavit of notice
Surety bond premium0.3%–0.5% annuallyBond typically 1.5–2× personal property; waive in will
Commissioner of Accounts feesVaries by jurisdictionFee schedules set by each Circuit Court; paid from estate
Executor compensationUp to 5% of assets handledApproved by Commissioner; may be waived by family executors
Attorney fees$2,000–$12,000+No statutory schedule; hourly or flat; varies by complexity

9 Real estate in Virginia probate

How real estate typically passes in Virginia

Virginia's handling of estate real estate has a distinctive feature most executors don't expect: when a will directs that real property go to a named beneficiary (a devised interest), the property passes directly to that beneficiary by operation of law at death — without the executor needing to take possession of or actively transfer it. The executor's role is to record the will and arrange for the deed to be updated, but the property is considered to have passed immediately at death. This is different from states where the executor must formally convey real estate as part of the estate's assets.

However, if the will directs the executor to sell the real estate (a power of sale), or if creditor claims require selling real estate to raise funds, the executor has authority to sell the property and must account for the proceeds in the inventory and accounting.

Transfer-on-Death deeds — avoiding probate for real estate

Virginia allows Transfer-on-Death (TOD) deeds under Va. Code § 64.2-628. A TOD deed recorded during the owner's lifetime names a beneficiary who receives the real property automatically at death — outside of probate entirely. Unlike many states that have adopted TOD deeds only recently, Virginia has had them for several years and they are well-established in estate planning. The beneficiary records an affidavit of survivorship and the death certificate with the Circuit Court Clerk where the property is located; no probate administration is needed for the property. TOD deeds are revocable during the owner's lifetime.

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10 Key Virginia probate forms — the CC series

Virginia uses standardized CC (Circuit Court) forms for probate, available from every Circuit Court Clerk's office and at vacourts.gov. Some forms vary slightly by jurisdiction — always confirm with your local Clerk. Commissioner of Accounts forms vary by jurisdiction and are obtained from that Commissioner's office.

CC-1650 — Probate Information Form
First filing — bring to qualification

Provides the Circuit Court Clerk with basic information about the decedent and the estate. Complete before your appointment to save time. Required to initiate the qualification process. Available from the Clerk's office and vacourts.gov.

CC-1614 — List of Heirs
Filed at qualification

Lists all heirs at law and beneficiaries with their addresses. Recorded with the Circuit Court at qualification. Required by statute and becomes part of the public record. Critical for providing the 30-day notice and filing the Affidavit of Notice (CC-1617).

Certificate of Qualification
Issued by Clerk — Virginia's Letters Testamentary

Issued by the Circuit Court Clerk after qualification. Virginia's equivalent of Letters Testamentary. Authorizes the executor to act on behalf of the estate. Banks, brokerages, and title companies require certified copies. Order 8–10 at qualification.

CC-1617 — Affidavit of Notice
Filed within 4 months of qualification

Filed with the Circuit Court Clerk within 4 months of qualification. Certifies that written notice was mailed to all heirs and beneficiaries within 30 days. Must be filed even if an heir cannot be located. One of the most commonly missed early deadlines.

Inventory — Commissioner's Format
Due 4 months — to Commissioner

Filed with the Commissioner of Accounts within 4 months of qualification. Lists all estate assets with date-of-death fair market values. Format and exact requirements vary by Commissioner — contact your local Commissioner of Accounts office for their specific requirements.

CC-1680 — Account of Fiduciary
Due 16 months — to Commissioner

Filed with the Commissioner of Accounts within 16 months of qualification. Comprehensive accounting of all receipts, disbursements, and proposed distributions. The Commissioner reviews with supporting receipts and bank statements. Additional accounts due every 16 months if estate remains open.

CC-1681 — Statement in Lieu of Settlement
Simplified closing

Alternative to a full accounting for simpler estates where all beneficiaries agree. The executor certifies that all debts are paid and remaining assets have been distributed per the will or intestacy. The Commissioner accepts this in appropriate circumstances in lieu of a detailed formal account.

Small Estate Affidavit (Va. Code § 64.2-601)
Personal property ≤ $75K — skip full admin

Used when personal property is $75,000 or less and 60 days have passed since death. All successors sign and present to the institution holding the asset. No personal representative appointment. No Commissioner involvement. Available from the Circuit Court Clerk's office.

View all Virginia probate forms by jurisdiction →

11 Virginia Circuit Courts — all 133 jurisdictions

Virginia has 95 counties and 38 independent cities, each with its own Circuit Court for probate. File in the jurisdiction where the decedent was domiciled at death. For residents of an independent city, file in that city's Circuit Court — not the surrounding county's court. Use the search below to find your jurisdiction.

Independent city (separate from county) County Circuit Court

Showing all 133 Virginia Circuit Court jurisdictions

12 Virginia probate — frequently asked questions

The Commissioner of Accounts is a court-appointed attorney (in private practice) who oversees estate administration in Virginia — a role that exists in no other state. In every Virginia jurisdiction, the Circuit Court appoints at least one local attorney to serve as Commissioner. The Commissioner's job is to review the filings that executors are required to make: the Inventory (due 4 months after qualification) and the Account (due 16 months after qualification, and annually thereafter). The Commissioner examines every asset listed, every dollar received, every dollar paid out, and every proposed distribution. If the Commissioner finds errors or omissions, they request corrections before filing the reviewed inventory or account with the Circuit Court. The Commissioner also conducts Debts and Demands hearings for creditor disputes and approves executor compensation. The Commissioner charges fees for their services, which are set by the Circuit Court for each jurisdiction. These fees are paid from estate funds. Every Virginia executor will interact with the Commissioner — it is a mandatory part of estate administration, not optional.
Virginia is the only state with true "independent cities" — municipalities that are legally separate from any surrounding county, each with its own Circuit Court for probate. In most states, a city is part of a county and uses the county's court. In Virginia, if you lived in the City of Alexandria, you file your estate at the Alexandria Circuit Court, not the Arlington County or Fairfax County Circuit Court. The same applies to all 38 independent cities: Virginia Beach, Chesapeake, Norfolk, Richmond, Hampton, Newport News, Portsmouth, Suffolk, Harrisonburg, Roanoke (city), Charlottesville, Falls Church, Manassas, and more. Filing in the wrong court — such as going to Fairfax County when the decedent lived in the City of Fairfax or Falls Church — can invalidate the qualification and require refiling. When determining which court to use, focus on the specific city or county where the decedent was legally domiciled at death, not where property is located or where family members live.
The Certificate of Qualification is Virginia's name for what most states call Letters Testamentary (for executors named in a will) or Letters of Administration (for administrators of intestate estates). It is issued by the Circuit Court Clerk immediately after the executor qualifies — takes the oath and posts bond. The Certificate proves to the world that the executor has legal authority to act on behalf of the estate. Banks, brokerages, title companies, the DMV, and government agencies all require a certified copy of the Certificate before dealing with an estate. Order at least 8–10 certified copies when qualifying; each institution typically requires its own original certified copy rather than a photocopy. Before qualifying, the executor has no legal authority to access estate assets, accounts, or records — even if they are named in the will as executor. The Certificate of Qualification is the starting document for everything else in Virginia estate administration.
Virginia charges a state probate tax of $1.00 per $1,000 of estate value on estates over $15,000, under Va. Code § 58.1-1711. Localities may add a local tax of up to $0.33 per $1,000 (one-third of the state tax). This tax is paid to the Circuit Court Clerk when you qualify, before you receive the Certificate of Qualification. For a $400,000 estate: state tax = $400; maximum local tax = $132; total = up to $532. For a $1,000,000 estate: state tax = $1,000; maximum local tax = $330; total = up to $1,330. This is a very low tax compared to most estate costs — it is far less than the Commissioner of Accounts fees, executor compensation, and attorney fees. Estates valued at $15,000 or less pay no probate tax at all. Note that this is a state probate tax — it is completely separate from the federal estate tax (which applies only to estates over $15 million in 2026) and is not an inheritance tax (which Virginia does not impose at all).
The minimum timeline is primarily driven by two deadlines: the 4-month inventory and the 16-month first accounting with the Commissioner of Accounts. A simple, uncontested Virginia estate with cooperative beneficiaries and a straightforward asset set typically takes 12 to 18 months from qualification to formal closing. The 16-month accounting is the outer boundary for most simple estates — many first accountings are also final accountings. Estates in high-volume jurisdictions (Fairfax County, Chesterfield County, Loudoun County, Arlington) often run 14–20 months due to Commissioner review queues. Small estate affidavits (personal property ≤ $75K) can complete in days to weeks after the 60-day waiting period. Contested wills or executor removal proceedings escalate to Circuit Court judge involvement and can take 2–4 years or more.
Yes. Virginia allows Transfer-on-Death (TOD) deeds under Va. Code § 64.2-628. A property owner records a TOD deed during their lifetime naming one or more beneficiaries to receive the real property at death. The deed has no effect on the owner's rights during their lifetime — it's fully revocable, the owner can still sell or mortgage the property, and no permission from the beneficiary is needed. At death, the named beneficiary records an affidavit of survivorship and a certified death certificate with the Circuit Court Clerk in the jurisdiction where the property is located. The property transfers outside of probate — no executor qualification required, no Commissioner of Accounts review. Virginia also allows vehicles to have TOD registrations through the DMV. Combined with beneficiary designations on bank and retirement accounts, TOD deeds allow Virginia homeowners to keep all major assets out of probate with relatively simple planning.
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