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1 Overview — what makes Pennsylvania probate different

Pennsylvania probate is governed by Title 20 of the Pennsylvania Consolidated Statutes (the Probate, Estates and Fiduciaries Code, or PEF Code) and the Pennsylvania Inheritance Tax Act (72 P.S. §§9101 et seq.). Two features define the experience uniquely.

First, the Register of Wills — a county-level elected official who serves as the entry point for all probate, not a court. The Register validates wills, issues Letters Testamentary, receives inheritance tax returns, and maintains the public estate record. Disputes go to the Orphans' Court division of the Court of Common Pleas. For the vast majority of uncontested estates, families interact only with the Register and never enter a courtroom.

Second, Pennsylvania's inheritance tax applies to virtually every estate regardless of size — there is no minimum. A child inheriting $10,000 owes 4.5% on the full amount. A sibling owes 12%. A friend owes 15%. Understanding these rates and the 5% early-payment discount is the single most financially important knowledge for anyone navigating a Pennsylvania estate.

Pennsylvania has no separate state estate tax — only the inheritance tax
Unlike New York ($7.16M threshold) and Illinois ($4M threshold), Pennsylvania does not impose a state estate tax. Instead it imposes an inheritance tax based on the beneficiary's relationship to the decedent, applicable regardless of estate size. The federal estate tax still applies to estates exceeding $15 million (2026 threshold).

Pennsylvania probate at a glance

TopicPennsylvania ruleAuthority
Entry pointRegister of Wills — county-level elected official20 Pa. C.S. §901
Dispute forumOrphans' Court, Court of Common Pleas20 Pa. C.S. §711
Small estate threshold$50,000 personal property (no real estate)20 Pa. C.S. §3102
Inheritance tax — spouse0% — completely exempt72 P.S. §9116(a)(1)
Inheritance tax — child age ≤21 from parent0% (Act 13 of 2019, effective Jan. 1, 2020)72 P.S. §9116(a)(1.1)
Inheritance tax — lineal heirs (children, grandchildren)4.5% — no minimum threshold72 P.S. §9116(a)(1)
Inheritance tax — siblings12%72 P.S. §9116(a)(2)
Inheritance tax — all others15% (nieces, nephews, cousins, friends, unmarried partners)72 P.S. §9116(a)(3)
5% early payment discountIf paid in full within 3 months of death72 P.S. §9143
Inheritance tax return due9 months from date of death72 P.S. §9153
Creditor claim period1 year from date of death — longest in this guide series20 Pa. C.S. §3383
Inventory filing deadline9 months from Letters issuance20 Pa. C.S. §3301
Close estate byFamily Settlement Agreement (informal) or Orphans' Court accounting (formal)20 Pa. C.S. §3532
Executor compensation"Reasonable" — no statutory percentage20 Pa. C.S. §3537
State estate taxNone — inheritance tax only
Amended tax returnsNot permitted — file REV-1500 accurately the first timePA DOR policy

2 The Register of Wills — Pennsylvania's unique entry point

The Register of Wills is a county-level elected official in each of Pennsylvania's 67 counties — not a judge, not a court division. This is one of Pennsylvania's most distinctive features and has no direct equivalent in California, Florida, Texas, New York, or Illinois.

Register of Wills vs Orphans' Court — who handles what

Most estates only ever interact with the Register of Wills

Register of Wills (administrative)
  • Validates and probates the will
  • Issues Letters Testamentary and Letters of Administration
  • Issues short certificates (PA's "certified copies")
  • Receives inventory and REV-1500 inheritance tax return
  • Maintains public record of all estate filings
  • Handles small estate petitions ($50,000 or less)
Orphans' Court (judicial)
  • Will contests and validity disputes
  • Formal accountings when beneficiaries don't all sign FSA
  • Removal of executor or administrator
  • Petitions involving minors or incapacitated heirs
  • Disputed creditor claims
  • Guardian and trustee matters
Short certificates: order at least 8–12 at filing
"Short certificates" are Pennsylvania's certified copies of Letters Testamentary. Banks, brokerages, title companies, and government agencies each require their own original. They cost $5–$20 each depending on the county. Some counties' short certificates expire after 90 days — ordering extra upfront is far cheaper than the delays caused by running out mid-administration.

3 Pennsylvania inheritance tax — rates, rules & what's exempt

Pennsylvania's inheritance tax under 72 P.S. §9116 applies to virtually every Pennsylvania estate. The rate depends entirely on the relationship between the decedent and each beneficiary — and the differences are dramatic. There is no minimum estate size that exempts heirs.

PA Inheritance Tax Rates — 72 P.S. §9116

Applied to net value received by each beneficiary · No minimum estate size · Every PA estate must file REV-1500

0%
Surviving spouse
Completely exempt. All property to a surviving spouse — regardless of value — is taxed at 0%.
$1M to spouse = $0 tax
0%
Child age ≤21 from parent
Natural, adoptive, or stepparent to child aged 21 or younger. Act 13 of 2019, effective Jan. 1, 2020.
$200K to 19-yr-old = $0
4.5%
Lineal heirs
Children, grandchildren, parents, grandparents, stepchildren. No threshold — tax from the first dollar.
$400K to child = $18,000
12%
Siblings
Brothers and sisters — full, half, or step. Applies regardless of amount inherited.
$300K to sibling = $36,000
15%
All others
Nieces, nephews, cousins, friends, unmarried partners, distant relatives.
$250K to niece = $37,500
Charities and government entities: 0% exempt
Life insurance payable to a named beneficiary: not subject to PA inheritance tax
Stepchildren treated as lineal heirs at 4.5% — no formal adoption required (72 P.S. §9116(a)(1.1))
Property jointly owned by spouses for 1+ year before death: completely exempt
IRAs: taxable if decedent was over age 59½ at death — consult an estate attorney
No amended returns: Pennsylvania does not allow amended REV-1500 once filed

The 5% early payment discount — the most valuable insight in PA probate

72 P.S. §9143 · The discount most families miss
Pay within 3 months of death — save 5% of the total tax
If the Pennsylvania inheritance tax is paid in full within 3 months of the decedent's death, the estate receives a 5% discount on the total tax owed. The return is still due within 9 months — but the discount only applies to the 3-month early payment. For a $500,000 estate with a child inheriting everything, the 4.5% tax = $22,500. The 5% discount = $1,125 saved. Many executors don't prioritize this and miss it entirely. Even paying a preliminary estimate within 3 months locks in the discount on the amount paid.
5%
off total tax
if paid in 3 months

Interactive inheritance tax calculator

Pennsylvania inheritance tax calculator

Based on 72 P.S. §9116 — includes the 5% early payment discount

Full tax owed
$13,500
9-month deadline
Pay within 3 months
$12,825
5% discount applied
Pennsylvania does not allow amended inheritance tax returns
Once Form REV-1500 is filed, Pennsylvania does not permit amended returns. If an asset is omitted or a value is wrong, the Department of Revenue assesses a deficiency with interest and penalties. This is a critical reason to prepare the REV-1500 carefully — and why estates with real estate, retirement accounts, or business interests should involve a Pennsylvania estate attorney or CPA with probate experience.

4 Small estate petition — avoiding full probate

Pennsylvania allows a simplified Small Estate Petition under 20 Pa. C.S. §3102 for estates with $50,000 or less in personal property (excluding real estate). Filed with the Register of Wills — not Orphans' Court — it avoids full administration while still requiring the inheritance tax return.

  • Personal property total does not exceed $50,000
  • No real estate titled solely in the decedent's name
  • Heirs cooperate and agree on distribution
  • Does NOT apply when estate includes real estate in decedent's name alone
  • Does NOT eliminate the Pennsylvania inheritance tax obligation — REV-1500 still required
Can run simultaneously with full probate for real estate
If the estate has real estate (requiring full probate) and personal property under $50,000, the small estate petition can handle personal property while full probate handles the real property. Discuss with a Pennsylvania estate attorney based on your county's Register of Wills practices.

5 Full probate — step by step

For estates requiring full administration, the process moves through eight phases. The 1-year creditor period from the date of death (20 Pa. C.S. §3383) is the longest mandatory waiting period of any state in this guide series — longer than New York's 7 months, Illinois's 6 months, Florida's 90 days, and California's 4 months.

  1. 1

    Bring original will and death certificate to the Register of Wills File in person — often same-day

    Probate opens at the Register of Wills office in the county of the decedent's domicile. Bring the original will (copies not accepted), a certified death certificate, and identification. Some counties (Chester County, for example) require an advance appointment. Call ahead or check the county website before visiting. Filing fees range from approximately $150–$500+ depending on county and estate value. The Register reviews the will for valid execution under Pennsylvania law.

    Original will (no copies)Certified death certificateFiling fee: $150–$500+
  2. 2

    Receive Letters Testamentary and short certificates — often same day

    After admitting the will, the Register issues Letters Testamentary. In Pennsylvania, executors often receive their Letters on the same day they file — dramatically faster than New York (6–12 weeks) or California (30–45 days). Order at least 8–12 short certificates at this visit. Each bank, brokerage, title company, and agency requires its own original. Some expire; ordering extra now avoids reordering delays.

    Letters Testamentary — issued same dayShort certificates: $5–$20 each · Order 8–12
  3. 3

    Publish Notice to Creditors — start the 1-year clock 1 year from date of death

    Publish a Notice of Estate in the county's designated legal journal and one newspaper of general circulation, once per week for three consecutive weeks. Pennsylvania's creditor period (20 Pa. C.S. §3383) runs one full year from the date of death — not from publication. Every county has a designated legal journal: Allegheny County uses the Pittsburgh Legal Journal; Montgomery County uses the Montgomery County Law Reporter; Chester County uses the Chester County Law Reporter. Publication in the wrong newspaper does not properly start the period. Cost: ~$150–$500.

    Notice of Estate (designated legal journal)Notice of Estate (general circulation paper)Publication: ~$150–$500
  4. 4

    Pay inheritance tax early — capture the 5% discount Within 3 months of death

    This is the single most time-sensitive financial decision in Pennsylvania probate. Payment is made to the Register of Wills (check payable to the Register of Wills, forwarded to PA Department of Revenue). Even if the full REV-1500 isn't ready, making a good-faith partial payment based on known assets within 3 months locks in the 5% discount on the portion paid. Additional tax owed after final valuation is paid without the discount but without penalty if within 9 months.

    Preliminary payment to Register of WillsDeadline: 3 months from death for 5% discount
  5. 5

    File inventory with the Register of Wills Within 9 months of Letters

    File a complete inventory of all estate assets with the Register of Wills within 9 months of Letters issuance (20 Pa. C.S. §3301), with fair market values as of the date of death. No court-appointed appraiser is required — the executor values assets, using professional appraisals for real estate and business interests as needed.

  6. 6

    File PA Inheritance Tax Return (REV-1500) Within 9 months of death

    File Form REV-1500 with the Register of Wills within 9 months of death (72 P.S. §9153). The return itemizes all assets, deductions, and tax by beneficiary. The Register forwards it to the Pennsylvania Department of Revenue, which reviews and may assess additional tax. Extensions to file are available — but interest accrues on unpaid tax from the 9-month deadline regardless of any extension. And remember: no amended returns are allowed.

    Form REV-1500 (PA Inheritance Tax Return)Filed with Register of WillsDue: 9 months from date of death
  7. 7

    Manage estate through the 1-year creditor period

    During the full year, the executor manages all estate assets, pays valid creditor claims, handles income and expenses of real property, and prepares for distribution. Pennsylvania executors generally have authority to sell estate real property without prior court approval — presenting short certificates to the title company and signing as executor. Most title companies are familiar with Pennsylvania estate sales.

  8. 8

    Close estate — Family Settlement Agreement or formal Orphans' Court accounting After 1-year creditor period

    Two paths: the Family Settlement Agreement (FSA) requires all adult, legally competent beneficiaries to sign, confirming distributions and releasing the executor — no court needed. If any beneficiary is a minor, incapacitated, or refuses, a formal accounting must be filed with Orphans' Court, adding 3–9 months and significantly higher legal fees.

    Family Settlement Agreement (all adults sign)OR Formal accounting via Orphans' Court

6 Timeline & costs

ScenarioTypical timelineKey driver
Small estate petition (personal property ≤$50K, no real estate)1–4 weeksRegister processes quickly
Simple estate — cooperative heirs, no real estate disputes9–12 months1-year creditor period + PA DOR inheritance tax review
Typical estate — real estate to sell, cooperative heirs12–18 months1-year creditor period + property sale + PA DOR review
Complex inheritance tax issues (IRAs, business interests)18–24+ monthsPA Department of Revenue audit or extended review
Contested will or estate dispute (Orphans' Court)2–4+ yearsLitigation
The PA Department of Revenue review is a hidden timeline driver
After REV-1500 is filed, the Pennsylvania Department of Revenue reviews it and issues a notice of assessment. This review can take 6 months to over a year in complex estates. Until clearance is received, executors should generally not make final distributions. This is why many Pennsylvania estates run 12–18 months even when everything goes smoothly.
Cost itemTypical amountNotes
Register of Wills filing fee$150–$500+Varies by county and estate value
Short certificates (each)$5–$20 eachOrder 8–12 minimum; may expire in some counties
Newspaper publication (two papers)$150–$500Legal journal + general circulation required
Inheritance tax (children)4.5% of inheritance$500K estate = $22,500 ($21,375 with 5% discount)
Inheritance tax (siblings)12% of inheritance$300K estate = $36,000 — plan ahead
Attorney fees$3,000–$15,000+No statutory schedule; flat fee or hourly ($200–$450)
Executor compensation2–5% typical; no set %"Reasonable" — family executors often waive

7 Closing the estate — Family Settlement Agreement vs Orphans' Court

Family Settlement Agreement

All adult, legally competent beneficiaries sign a written agreement confirming distributions, approving the executor's accounting, and releasing the executor. No court involvement required. This is the preferred closing method for the vast majority of Pennsylvania estates where heirs cooperate.

When it works: Every beneficiary is a competent adult and willing to sign. When it fails: Any beneficiary is a minor, incapacitated, or refuses — then a formal accounting is required.

Used for approximately 80–90% of Pennsylvania estate closings

Formal Accounting — Orphans' Court

The executor files a formal account with the Orphans' Court. Published, noticed to all parties, and heard by the court. The court's decree formally closes the estate and discharges the executor.

Required when: A beneficiary is a minor or incapacitated; any beneficiary refuses to sign the FSA; there are disputes; or the executor wants court protection against future claims. Timeline add: 3–9 additional months. Cost: Significantly higher legal fees.

Required when FSA cannot be obtained from all beneficiaries

8 Real estate in Pennsylvania probate

Pennsylvania executors generally have authority to sell estate real property without prior court approval. Presenting short certificates to the title company and signing as executor ("Jane Smith, Executrix of the Estate of John Smith, Deceased"), the closing proceeds like a standard real estate transaction. Pennsylvania title companies are thoroughly familiar with estate sales.

Transfer on Death Deed

Pennsylvania enacted the Uniform Real Property Transfer on Death Act, allowing homeowners to record a Transfer on Death deed naming a beneficiary to receive property upon death — bypassing probate entirely. The beneficiary's receipt is still subject to Pennsylvania inheritance tax at the applicable rate, but the property avoids the probate process. This is one of the most effective probate-avoidance tools for Pennsylvania homeowners.

Stepped-up basis — the federal tax advantage

Like all inherited property, Pennsylvania real estate benefits from the federal stepped-up cost basis rule (IRC §1014). The heir's basis resets to fair market value on the date of death. Pennsylvania has a flat 3.07% state income tax on capital gains, but the stepped-up basis dramatically reduces or eliminates the gain on properties that have appreciated over time. A home purchased for $80,000 in 1988 and worth $550,000 at death gives the heir a $550,000 basis — a $470,000 gain eliminated by operation of law.

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9 Key Pennsylvania probate forms

Pennsylvania probate forms vary by county — there are no fully uniform statewide forms. The Register of Wills in each county provides the local versions. Core documents are standardized across the state. All forms filed with the Register of Wills are filed in person (or by appointment); check your county's Register of Wills website for current procedures.

Petition for Grant of Letters (RW-02)
Primary petition

The core petition filed with the Register of Wills requesting appointment as executor or administrator. Identifies the decedent, the will, estate assets, and all interested parties.

Short Certificates
Court-issued authority

Pennsylvania's "certified copies" of Letters Testamentary. Required by banks, brokerages, title companies, and agencies. Order 8–12 at the Register of Wills office when filing. Cost: $5–$20 each. May expire in some counties.

Small Estate Affidavit / Petition
≤$50K personal property

Filed with the Register of Wills for estates with $50,000 or less in personal property and no real estate. Avoids full probate administration. The inheritance tax return (REV-1500) is still required.

PA Inheritance Tax Return (REV-1500)
Tax — due 9 months

Filed with the Register of Wills (not directly with the PA Department of Revenue) within 9 months of death. Itemizes all assets and calculates inheritance tax by beneficiary. No amended returns permitted once filed. Pay within 3 months for 5% discount.

Inventory of Estate Assets
9-month deadline

Complete inventory of all probate assets with fair market values as of date of death. Filed with the Register of Wills within 9 months of Letters issuance. No court-appointed appraiser required — executor values assets.

Family Settlement Agreement
Closing — no court

Signed by all adult, legally competent beneficiaries confirming distributions and releasing the executor. Closes the estate without Orphans' Court involvement. The fastest and cheapest closing path when all heirs cooperate.

Notice of Estate (Publication)
Mandatory publication

Published in the county's designated legal journal + one general circulation newspaper, once per week for three successive weeks. Starts the creditor notice period. Must use the county-designated legal journal — publication in the wrong paper is ineffective.

Deed / Deed of Distribution
Real estate transfer

Used to transfer real property from the estate to beneficiaries. Prepared by the executor or estate attorney, signed in fiduciary capacity, and recorded with the County Recorder of Deeds where the property is located.

View all Pennsylvania probate forms by county →

10 Pennsylvania Register of Wills — all 67 counties

Pennsylvania has 67 counties, each with its own Register of Wills office. File in the county where the decedent was domiciled at death. If the decedent owned real estate in another Pennsylvania county, you may need to file a certified copy of the Letters with that county's Register as well. Select your county for office address, hours, filing fees, and the county's designated legal journal for estate notice publication.

Showing all 67 Pennsylvania counties

11 Pennsylvania probate — frequently asked questions

Children, grandchildren, and other lineal descendants pay 4.5% Pennsylvania inheritance tax on everything they inherit — there is no exemption threshold. A child inheriting $10,000 owes $450. A child inheriting $500,000 owes $22,500 (or $21,375 with the 5% discount). Surviving spouses pay 0%. Siblings pay 12%. Nieces, nephews, friends, and unmarried partners pay 15%. Stepchildren are treated as lineal heirs and pay 4.5% — formal adoption is not required. Children aged 21 or younger inheriting from a natural, adoptive, or stepparent pay 0% under Act 13 of 2019.
Under 72 P.S. §9143, if the Pennsylvania inheritance tax is paid in full within 3 months of the decedent's death, the estate receives a 5% discount on the total tax owed. Payment is made to the Register of Wills office in the county where the estate is filed — make the check payable to the Register of Wills, who forwards it to the Pennsylvania Department of Revenue. Even if the complete REV-1500 return isn't ready within 3 months, making a good-faith partial payment based on known assets locks in the discount on the amount paid. The remaining balance is paid when the return is filed (within 9 months) without the discount but without penalty. This discount is missed by many executors who focus on the 9-month return deadline and don't realize the 3-month payment deadline is separate and financially significant.
The Register of Wills is a county-level elected official — not a judge, not a court division — who serves as the administrative entry point for Pennsylvania's probate process. The Register validates wills, issues Letters Testamentary and Letters of Administration, issues short certificates, receives and records inventories and inheritance tax returns, and maintains the public estate record. Each of Pennsylvania's 67 counties has its own Register of Wills office. For most Pennsylvania estates — uncontested, clear will, cooperative heirs — families interact only with the Register and never enter a courtroom. Contested matters, formal accountings, and disputes go to the Orphans' Court division of the Court of Common Pleas. The Register-based system is simpler than New York's Surrogate's Court (which is a full judicial court requiring citations and return dates) and more structured than Texas's administrative model.
Pennsylvania's 1-year creditor period (20 Pa. C.S. §3383) — measured from the date of death, not from publication — sets the absolute minimum. A simple, uncontested estate with cooperative heirs typically closes in 9 to 12 months. A typical estate with real estate to sell runs 12 to 18 months. Complex estates involving PA Department of Revenue review of the inheritance tax return can run 18 to 24 months or more — the DOR review timeline is outside the executor's control and can take 6–12+ months after REV-1500 is filed. Estates in Philadelphia or Allegheny County (Pittsburgh) often run longer due to volume. Contested wills or estate disputes in Orphans' Court can take 2 to 4 years or more.
A Family Settlement Agreement (FSA) is Pennsylvania's informal method for closing an estate without filing a formal accounting with Orphans' Court. All adult, legally competent beneficiaries sign a written agreement confirming the distributions made, approving the executor's accounting, and releasing the executor from further liability. When all parties sign, the estate closes without a court appearance, saving significant time and legal fees. The FSA is available only when: (1) every beneficiary who received anything is a competent adult, and (2) every such beneficiary is willing to sign. If any beneficiary is a minor, legally incapacitated, or refuses to sign, a formal Orphans' Court accounting is required. Most Pennsylvania estate attorneys draft the FSA as part of the estate closing — it's a standard document in the Pennsylvania estate practice.
Pennsylvania does not legally require an attorney for probate — self-representation is permitted. The Register of Wills staff can assist with procedural questions, though they cannot provide legal advice. For simple estates with clear wills, cooperative heirs, and no complex assets, self-administration is feasible. However, Pennsylvania's inheritance tax return (REV-1500) is a formal tax filing with legal consequences — errors result in deficiency assessments, interest, and personal liability for the executor, and no amended returns are permitted. Estates with real estate, retirement accounts, business interests, or Pennsylvania inheritance tax issues involving IRAs or life insurance payable to the estate benefit significantly from a Pennsylvania estate attorney. Many estates in the $200K–$2M range use attorneys who charge flat fees of $3,000–$8,000, which is often worthwhile given the complexity of the inheritance tax return alone.
This is one of the most frequently misunderstood Pennsylvania inheritance tax questions. Under Pennsylvania Department of Revenue policy, IRA balances are subject to Pennsylvania inheritance tax if the decedent was over age 59½ at the time of death. If the decedent was under 59½, the IRA may be exempt as it was not yet accessible without penalty. Life insurance proceeds payable to a named beneficiary are generally exempt. Life insurance payable to the estate is taxable. The treatment of retirement accounts (401(k)s, 403(b)s, inherited IRAs) involves technical rules that vary by account type, decedent age, and how the account was titled. This is one of the primary reasons Pennsylvania estates with significant retirement savings should involve a Pennsylvania estate attorney or CPA with probate tax experience to prepare the REV-1500.
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