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1 Overview — what makes New York probate distinct

New York probate is governed by two interlocking statutes: the Surrogate's Court Procedure Act (SCPA) and the Estates, Powers and Trusts Law (EPTL). Every probate proceeding in New York flows through a dedicated Surrogate's Court — a specialized court that exists in each of New York's 62 counties and handles only estate, trust, and guardianship matters. This is different from California (Superior Court), Texas (Constitutional County Courts), and Florida (Circuit Courts), which handle probate alongside other civil matters.

Four features define New York probate and set it apart from every other state in this series. First, the citation process — New York requires formal court-issued notice (a citation) to be served on every interested party before the court takes any action. Second, the 7-month creditor period, the longest mandatory waiting period of any state in this guide. Third, the SCPA §2307 statutory commission schedule — a precise, tiered formula that determines what executors and administrators are paid. Fourth, the right of election under EPTL §5-1.1-A, which guarantees a surviving spouse the greater of $50,000 or one-third of the net estate, regardless of the will's contents.

New York has NOT adopted the Uniform Probate Code
Most states have adopted some version of the Uniform Probate Code (UPC), which streamlines and modernizes probate procedures. New York has not. This means New York's procedures are more court-supervised, more formal, and more paper-intensive than UPC states. If you are accustomed to the efficiency of Texas's independent administration or California's IAEA, New York will feel significantly more structured. That formality provides protections — but it also adds time and cost.

New York probate at a glance

TopicNew York ruleAuthority
Governing courtSurrogate's Court — one in each of 62 countiesNY Constitution Art. VI §12
Governing lawsSurrogate's Court Procedure Act (SCPA) + Estates, Powers and Trusts Law (EPTL)NY SCPA; NY EPTL
Filing fees$45 (under $10K) to $1,250 (over $500K)SCPA §2402
Voluntary administration threshold$50,000 personal property only — cannot transfer real estateSCPA Article 13
Creditor claim period7 months from issuance of Letters TestamentarySCPA §1802
Executor commissionStatutory sliding scale: 5% → 2% (SCPA §2307)SCPA §2307
Right of election — surviving spouseGreater of $50,000 or ⅓ of net estate, regardless of willEPTL §5-1.1-A
Right of election deadline6 months from Letters issuance (up to 2 years from death)EPTL §5-1.1-A(d)
Intestate share — surviving spouse$50,000 + ½ balance (if children); or entire estate (no children)EPTL §4-1.1
Community property state?No — common law (equitable distribution) state
NY estate taxYes — estates over $7.16M (2026); rate 3.06%–16%NY Tax Law §951
Federal estate taxEstates over $15M (2026 federal threshold)IRC §2010
Ancillary probateRequired for non-domiciliaries owning NY real propertySCPA §1602
E-filingNYSCEF (NY State Courts Electronic Filing) — available, mandatory in some countiesNYSCEF rules
New York has its own state estate tax — with a "cliff" that surprises families
Unlike California, Florida, and Texas (which have no state estate tax), New York imposes a state estate tax on estates over $7.16 million in 2026. The rate ranges from 3.06% to 16%. The notorious "cliff" rule: if the gross estate exceeds 105% of the $7.16M exemption, the entire estate is subject to tax — not just the amount over the exemption. Combined with the federal estate tax on estates over $15M, very large New York estates can face combined rates approaching 30%–40%. Estates near the $7.16M threshold should consult an estate tax attorney.

2 The two tracks — voluntary administration vs full probate

New York offers two distinct paths: a streamlined procedure for small personal property estates, and the full formal Surrogate's Court process for everything else.

Track 1: Voluntary administration (SCPA Article 13)

Voluntary administration is New York's simplified small estate procedure. It applies when the estate consists only of personal property valued at $50,000 or less. There is no full probate proceeding — no petition, no citation, no Letters Testamentary. A qualified person files an Affidavit in Relation to Settlement of Estate Under Article 13 with the Surrogate's Court. The filing fee is approximately $1. The process typically takes a few weeks.

Critical limitation: voluntary administration cannot transfer real estate
This is the most important limitation in New York's simplified procedure: voluntary administration applies only to personal property — bank accounts, vehicles, and personal belongings. It cannot be used to transfer real property. If the decedent owned a home, condo, or land in New York, full probate or administration proceedings are required for the real estate, even if the rest of the estate qualifies for voluntary administration. The two proceedings can run simultaneously.

Track 2: Full Surrogate's Court probate

Full probate is required when the estate has real property, personal property exceeding $50,000, or when formal court oversight is needed to resolve creditor claims or family disputes. The proceeding is called Probate when there is a will (SCPA Article 14) or Administration when there is no will (SCPA Article 10). Both use the Surrogate's Court in the county where the decedent was domiciled at death.

Proceeding typeWhen it appliesCourt document issuedTimeline
Voluntary Administration (SCPA Art. 13)Personal property ≤ $50,000; no real estateSmall Estate CertificateWeeks
Probate (SCPA Art. 14)Estate with a will; any size; any assetsLetters Testamentary9–18 months typical
Administration (SCPA Art. 10)No will (intestate); any size estateLetters of Administration9–18 months typical
Ancillary Probate (SCPA §1602)Non-NY domiciliary owning NY real propertyAncillary Letters6–12 months

3 The citation — New York's formal notice requirement

The citation is one of the most distinctive features of New York Surrogate's Court practice and is not found in most other states' probate systems. A citation is a court-issued legal document commanding all interested parties to appear before the Surrogate's Court and show cause why the relief requested in the petition should not be granted. Before any Letters Testamentary or Letters of Administration can be issued, every interested person must either be served with a citation or waive their right to be cited.

The New York citation process — SCPA §§307, 1402

Required before any Letters can be issued. Cannot be skipped.

Every person who has a legal interest in the estate — all distributees (heirs at law) and all beneficiaries named in the will — must receive a citation or sign a waiver before the Surrogate's Court will act. Unlike California's 15-day Notice of Proposed Action or Texas's newspaper publication, New York's citation is individually served and court-commanded.

01
Petition filed
Petitioner files Petition for Probate (Form P-1) or Administration (Form A-1) with the Surrogate's Court, along with the original will, certified death certificate, and filing fee.
Day 1
02
Court issues citation
The Surrogate's Court reviews the petition and issues a citation — a formal court summons naming each interested party and a return date (the court appearance date).
1–3 weeks after filing
03
Citation served
Each cited person is personally served with the citation (or signs a waiver of citation). Service must be completed at least 20 days before the return date. Out-of-state parties may be served by mail or publication.
20+ days before return date
04
Return date — Letters issued
On the return date, the Surrogate reviews the petition and proof of service. If no objections, the will is admitted to probate and Letters Testamentary or Letters of Administration are issued.
Typically 6–12 weeks from filing

Waivers vs citations — getting the process done faster

Any cited person can sign a Waiver and Consent instead of being formally served with a citation. When all interested parties sign waivers, the court can proceed without the citation return date, significantly accelerating the timeline. In cooperative families where all distributees agree on the will's validity and the appointment of the executor, obtaining signed waivers from everyone is often the fastest path to getting Letters issued.

When a distributee cannot be located, is a minor, or is legally incapacitated, the court appoints a Guardian Ad Litem (GAL) to protect their interests. GAL fees are paid by the estate and can add $1,500–$5,000 or more depending on the investigation required. This is a common source of unexpected cost in New York estates with minor children or estranged family members.

4 Full probate — step by step

For estates requiring full Surrogate's Court probate, the process unfolds across eight stages. The 7-month creditor period under SCPA §1802 is the primary driver of New York's timeline — no estate can be distributed until this period has run, regardless of how quickly everything else is resolved.

  1. 1

    Gather required documents and file the petition File as soon as possible

    Before filing, collect: the original will (self-proved or requiring witness affidavits), certified death certificate with raised seal, and the names and addresses of all distributees — every person who would inherit under intestacy law, not just will beneficiaries. New York requires distributees to be notified even if they receive nothing under the will.

    File the Petition for Probate (Form P-1) at the Surrogate's Court in the county where the decedent was domiciled. Filing can be done in person or through NYSCEF (NY State Courts Electronic Filing). The court will examine the will's execution under EPTL §3-2.1: the testator must have signed in front of two witnesses, who signed in the testator's presence.

    Petition for Probate (P-1)Original willCertified death certificate (raised seal)Filing fee: $45–$1,250
  2. 2

    Citation issued, served on all interested parties Court issues within 1–3 weeks

    The court issues a citation naming each distributee and setting a return date — the court date for the probate hearing. Each interested party must be personally served with the citation at least 20 days before the return date, or must sign a Waiver and Consent. See Section 3 above for the full citation process.

    If any distributee lives abroad or cannot be located, service may be by publication or international service, adding weeks or months to the process. If any distributee is a minor or incapacitated, the court appoints a Guardian Ad Litem.

    Citation — issued by courtWaiver and Consent (alternative to service)Affidavit of Service
  3. 3

    Return date — will admitted, Letters Testamentary issued 6–12 weeks from filing

    On the return date, the Surrogate reviews the petition, the proof of service (or waivers), and the will. If the will is properly executed and no objections are filed, the court admits the will to probate and appoints the executor. The Surrogate issues Letters Testamentary — the legal authority for the executor to act on behalf of the estate. For intestate estates, the court issues Letters of Administration to the court-appointed administrator.

    Order at least 10–15 certified copies of Letters Testamentary — New York financial institutions, title companies, and government agencies are particularly demanding about requiring original certified copies (not photocopies). At $6 per certified copy, ordering extra at this stage is far cheaper than requesting them later.

    Letters Testamentary — court issuedCertified copies: ~$6 eachOath and designation of clerk (executor)
  4. 4

    Publish notice to creditors — start the 7-month clock 7-month mandatory period

    After Letters are issued, the executor must notify creditors. Under SCPA §1802, the creditor claim period is 7 months from the issuance of Letters Testamentary — the longest mandatory creditor period of any state in this guide. California has 4 months, Florida has 3 months, Texas has no mandatory period. No estate can be fully distributed until 7 months have passed from Letters issuance.

    The executor should also notify known creditors directly by mail. Known creditors who receive actual notice have 30 days from that notice or 7 months from Letters, whichever is later, to file a claim. Unknown creditors who had constructive notice are barred after 7 months.

    Notice to creditors (newspaper publication recommended)Direct mail to known creditors7-month minimum wait
  5. 5

    Marshal estate assets and file inventory

    During the creditor period, the executor marshals all estate assets: opens an estate bank account, collects debts owed to the decedent, takes possession of personal property, manages real estate, and retitles assets where needed using Letters Testamentary. The executor should prepare a formal inventory of all probate assets as of the date of death.

    New York does not require a court-appointed appraiser like California — the executor values assets, using professional appraisers for real property and business interests as needed. The inventory may need to be filed with the Surrogate's Court in some counties.

  6. 6

    Pay debts, taxes, and administration expenses

    After the 7-month creditor period expires, pay valid creditor claims in order of statutory priority under SCPA §1811: (1) funeral expenses, (2) administration expenses, (3) debts and taxes entitled to preference, (4) judgments, (5) all other debts. File the decedent's final income tax return (Form IT-201 for NY; Form 1040 for federal). If the estate exceeds $7.16 million, file NY estate tax return (Form ET-706) within 9 months of death.

  7. 7

    Prepare final accounting

    New York executors must prepare a formal Accounting detailing every financial transaction during estate administration — every dollar received, every dollar paid, and every asset on hand for distribution. The accounting can be filed with the Surrogate's Court (formal accounting) or provided to all interested parties who sign waivers (informal accounting). In contested or complex estates, the court reviews the accounting at a formal hearing. Beneficiaries have the right to object to executor commissions or expenditures at this stage under SCPA §2211.

  8. 8

    File Decree of Settlement — distribute assets and close estate

    After the accounting is approved (by waiver or court order), the executor distributes remaining assets to beneficiaries as directed by the will or intestacy rules, records new deeds for any real property transfers, and files a Satisfaction of Decree or similar closing document with the Surrogate's Court. The Letters Testamentary are then discharged and the estate is formally closed.

    Accounting (formal or informal with waivers)Decree of Settlement or Judicial Settlement OrderSatisfaction of Decree

5 Timeline, filing fees & court costs

How long does New York probate take?

ScenarioTypical timelineKey driver
Voluntary administration (personal property ≤$50K)1–4 weeksCourt processing time
Uncontested probate, cooperative distributees, waivers signed9–14 months7-month creditor period + accounting
Uncontested probate, citation service required12–18 monthsCitation service + 7-month period + accounting
NYC borough courts (Manhattan, Brooklyn, Queens)14–24 monthsCourt volume backlog
Staten Island (Richmond County)9–15 monthsLower volume; faster processing
Contested will, minor distributees, or complex assets2–5+ yearsLitigation, GAL proceedings
NY estate tax required (over $7.16M)2–4+ yearsNY Tax Department review

Court filing fees — SCPA §2402

New York court filing fees are standardized statewide under SCPA §2402 — unlike Texas, which varies by county. Fees are calculated on the gross value of the probate estate assets.

Gross estate valueFiling fee
Under $10,000$45
$10,000 – $20,000$75
$20,000 – $50,000$215
$50,000 – $100,000$280
$100,000 – $250,000$420
$250,000 – $500,000$625
Over $500,000$1,250
Voluntary administration (any value ≤$50K)~$1

Additional costs beyond the filing fee include: certified copies of Letters ($6 each; order 10–15 minimum), Guardian Ad Litem fees ($1,500–$5,000+ if required), newspaper publication for creditor notice (~$150–$400), and appraisal fees for real property and business interests. Total court costs for a typical $500,000 estate: $1,250 filing + $150 copies + $300 publication = approximately $1,700 before attorney fees.

6 Executor commissions — SCPA §2307

New York sets executor and administrator commissions by a precise statutory formula under SCPA §2307. Unlike Texas (5% on receipts + 5% on disbursements) or Florida (negotiable with a statutory presumption), New York's commission schedule is specific, graduated, and applied to the gross value of probate assets — not net value after debts. The will can modify this schedule, and executors may waive their commission — many family member executors do when they are also primary beneficiaries.

SCPA §2307 executor commission calculator

Statutory rates applied to gross probate estate value — not net

First $100,000
5%
Max: $5,000
$100,001 – $300,000
4%
Max: $8,000
$300,001 – $1,000,000
3%
Max: $21,000
$1,000,001 – $5,000,000
2.5%
Max: $100,000
Over $5,000,000
2%
Unlimited
$600,000
Executor commission
$22,000
SCPA §2307 statutory rate
Attorney fees (est.)
$15,000–$25,000
No statutory schedule — "reasonable"
Multiple executors: commission rules under SCPA §2307
When a will names multiple executors, New York's commission rules are specific. For estates valued at under $300,000: only one full commission may be paid, shared among all executors. For estates of $300,000 or more: each executor (up to three) may receive a full commission independently. For estates with more than three executors, the three-commission total must be apportioned among them. Executors may agree in writing to a different allocation.

Attorney fees — no statutory schedule in New York

Unlike California (SCPA §10810 statutory percentage) and Florida (§733.6171 tiered schedule), New York has no statutory attorney fee schedule for probate. Attorneys are entitled to "reasonable compensation" based on the work performed, the complexity of the estate, the skill required, and the results achieved. In practice, most New York probate attorneys charge either hourly ($300–$600/hour for Manhattan attorneys; $200–$400/hour upstate) or a percentage of the estate (typically 2%–5%). Always request an engagement letter specifying fee arrangements before work begins.

7 The right of election — surviving spouse protections

New York's right of election under EPTL §5-1.1-A is one of the strongest surviving spouse protections in the United States. Regardless of what the will says — even if the will explicitly disinherits the spouse or leaves them nothing — the surviving spouse can elect to receive the greater of $50,000 or one-third of the net estate.

EPTL §5-1.1-A — The right of election

Cannot be defeated by any will provision — only waived by valid prenup or postnup

Minimum guaranteed amount
$50,000
Or one-third of the net estate — whichever is greater. Applies to the net estate after deducting debts and taxes.
Election deadline
6 months
From the date Letters are issued. Extendable to 2 years from death with court permission for good cause. Once the deadline passes, the right is waived forever.
What's included in the calculation
The "net estate" for right of election purposes includes certain non-probate transfers made by the decedent within one year of death that reduced the spouse's share. NY's calculation is broader than Florida's and can capture assets the decedent tried to move outside the estate.
How to waive
A valid prenuptial or postnuptial agreement that meets NY's formal requirements is the only way to contractually waive the right of election. The agreement must be in writing, signed voluntarily after fair disclosure of assets, and acknowledged before a notary.

Kinship hearings — when distributees are unknown

When someone dies intestate (no will) and the identity or existence of distributees is uncertain — estranged relatives, unknown children, foreign heirs — the Surrogate's Court may order a kinship hearing. This is a formal court proceeding requiring testimony from witnesses and certified documentary evidence (birth, death, and marriage certificates) to establish who the legal heirs are. The court may appoint an attorney ad litem to investigate and represent unknown heirs. Kinship hearings can add months to the administration process and cost $3,000–$10,000 in additional legal fees. If no heirs can be located, the estate escheats to the State of New York under EPTL §4-1.1.

8 New York City — five Surrogate's Courts, five different experiences

New York City's five boroughs are five separate counties — each with its own Surrogate's Court, its own dockets, and its own processing times. Probate is filed in the borough where the decedent lived, not where property is located. If the decedent owned property in a different borough, a certified copy of the Letters Testamentary from the home county is generally sufficient authority in other counties.

NYC Surrogate's Court — borough by borough
2026 typical timelines based on court volume and filing patterns
NYSCEF e-filing all boroughs
Borough
Typical timeline
Volume
Practical notes
Manhattan
New York County
12–20 months
Very high
Located at 31 Chambers St. Handles many high-value estates. NYSCEF mandatory. Experienced estate bar — attorneys familiar with court preferences can accelerate cases.
Brooklyn
Kings County
14–24 months
Highest in NY
Busiest Surrogate's Court in New York State. Located at 2 Johnson St, Brooklyn. Longest delays. Plan for additional months beyond other boroughs. Citation return dates set far out.
Queens
Queens County
12–20 months
Very high
Located at 88-11 Sutphin Blvd, Jamaica. High volume with diverse international heir situations that can complicate citation service on foreign distributees.
The Bronx
Bronx County
12–18 months
High
Located at 851 Grand Concourse. Generally faster than Brooklyn or Queens. Help Center available for self-represented individuals.
Staten Island
Richmond County
9–15 months
Lowest in NYC
Located in the Richmond County Courthouse. Least congested of the five borough courts. Relatively faster processing times. Help Center available. Good option for straightforward estates.

Real estate in NYC probate — special considerations

New York City real estate adds layers of complexity to estate administration. NYC's Real Property Transfer Tax (RPTT) applies to property sales exceeding $25,000 within the five boroughs — rates range from 1% to 2.625% of the consideration, paid by the seller (the estate). NYC's Mansion Tax applies to purchases over $1 million (paid by buyer, not the estate). Cooperative apartments (co-ops) — extremely common in NYC — add further complications: the co-op board must approve any transfer, can require an application process of 3–6 months, and may impose additional fees. Many NYC estates with co-op apartments are significantly delayed while awaiting board approval for the transfer to heirs.

NYC co-op apartments — the hidden probate complication most guides miss
If the decedent owned a co-op apartment in New York City, the estate does not own the apartment — it owns shares in a corporation and a proprietary lease. The transfer of those shares to a beneficiary or sale to a buyer requires co-op board approval, which can take 3–9 months. The board can reject a proposed buyer without explanation. Some co-op buildings impose "flip taxes" on estate sales. This is a uniquely NYC problem — condos, single-family homes, and co-ops in other states don't have this layer of complexity.

9 Ancillary probate — when non-New Yorkers own NY property

If someone dies domiciled in another state or country but owned real property in New York, their estate requires ancillary probate in New York under SCPA §1602. The home state is called the "domiciliary" jurisdiction; New York is the "ancillary" jurisdiction for the property located here.

To open ancillary proceedings in New York, the executor must file authenticated copies of the will and the probate decree from the home state court with the appropriate New York Surrogate's Court. New York will generally recognize a will admitted to probate in another state if it was validly executed under either the laws of that state or New York law. The ancillary proceeding results in New York Letters Testamentary (ancillary) allowing the executor to deal with the NY property.

This is particularly relevant for families of Florida, New Jersey, or Connecticut residents who own a vacation home, investment property, or condo in New York. The home state probate and the NY ancillary proceeding run simultaneously, adding 3–6 months and $3,000–$8,000 in additional legal fees for the New York filing.

10 Key New York probate forms

New York's Surrogate's Court uses standardized forms available through the NY Courts website and NYSCEF. NYC borough courts have their own local forms in addition to statewide forms. The Surrogate's Court Help Center in each borough can assist self-represented individuals with form selection and completion.

Petition for Probate
Probate — with will

Opens probate when a will exists. Form P-1. Filed with the Surrogate's Court in the county of the decedent's domicile. Attach original will, certified death certificate, and schedule of distributees. Triggers issuance of the citation.

Petition for Administration
Administration — no will

Opens administration proceedings for intestate estates. Form A-1. The court appoints an administrator from the statutory priority list: surviving spouse first, then children, then parents, then siblings, etc. Triggers issuance of a citation.

Waiver and Consent
Speeds up process

Signed by interested parties who agree to waive formal citation service. When all distributees and beneficiaries sign waivers, the court can proceed without setting a citation return date — significantly accelerating the timeline for obtaining Letters.

Affidavit in Relation to Settlement of Estate (Small Estate)
Voluntary admin ≤$50K

Used for voluntary administration of personal property estates valued at $50,000 or less. No full probate required. Filed with the Surrogate's Court along with a death certificate and original will (if any). Filing fee: approximately $1.

Letters Testamentary / Letters of Administration
Court-issued authority

The court-issued document granting the executor (Testamentary) or administrator (Administration) legal authority to act on behalf of the estate. New York financial institutions and title companies require original certified copies — not photocopies — of Letters. Order 10–15 at issuance.

Notice of Right of Election
Surviving spouse

Filed by a surviving spouse to exercise the right of election under EPTL §5-1.1-A. Must be filed within 6 months of Letters issuance (extendable to 2 years from death). Once filed, the spouse is entitled to the greater of $50,000 or ⅓ of the net estate.

Account of Executor / Administrator
Final accounting

The formal accounting of all estate receipts and disbursements during administration. Filed with the court or presented to all interested parties who sign Releases (waivers of formal accounting). Required before the Surrogate's Court will approve final distribution.

Release and Refunding Bond
Informal accounting

Signed by each beneficiary to waive the right to a formal accounting and release the executor from liability. If all beneficiaries sign Releases, the executor can skip the formal accounting proceeding and close the estate informally — saving significant time and legal fees.

View all New York Surrogate's Court forms by county →

11 All 62 New York Surrogate's Courts

Every probate and administration proceeding in New York is filed in the Surrogate's Court of the county where the decedent was domiciled at the time of death. New York has 62 counties — each with its own Surrogate's Court. The five NYC boroughs (Manhattan, Brooklyn, Queens, the Bronx, and Staten Island) each have their own Surrogate's Court, even though they are part of the same city. Select your county below for courthouse address, judge information, e-filing status, and local rules.

Showing all 62 New York counties

12 New York probate — frequently asked questions

The 7-month creditor period under SCPA §1802 is the floor — no estate can be fully distributed before that period expires. In practice, a straightforward uncontested probate where all distributees sign citation waivers typically takes 9 to 14 months. When citation service is required (parties must be formally served), add 6–12 weeks. NYC borough courts — particularly Brooklyn (Kings County) and Queens — routinely run 14 to 24 months due to volume. Staten Island (Richmond County) is generally faster, running 9 to 15 months. Contested wills, kinship hearings, New York estate tax reviews, or estates with co-op apartments can extend timelines to 2 to 5 years.
Voluntary administration under SCPA Article 13 allows a simplified estate settlement when: (1) the estate consists only of personal property — bank accounts, vehicles, personal belongings; and (2) the total personal property value is $50,000 or less. The filing fee is approximately $1. No full probate petition is needed, no citation is issued, and the process typically takes a few weeks. The critical limitation: voluntary administration cannot be used to transfer real property. If the decedent owned any real estate in New York — even a partial interest — full probate or administration proceedings are required for the real estate. You can still use voluntary administration for the personal property while separately handling the real estate through full probate.
The right of election under EPTL §5-1.1-A guarantees a surviving spouse the greater of $50,000 or one-third of the net estate, regardless of what the will says. This right exists because New York law recognizes that a spouse who spent decades building marital wealth cannot be completely disinherited through a will written without their consent. The election must be filed within 6 months of Letters being issued (the deadline can be extended by court order to up to 2 years from death for good cause). Once filed, it overrides conflicting will provisions. The right can only be contractually waived through a valid prenuptial or postnuptial agreement signed before the marriage or after — it cannot be waived in the will itself. If the surviving spouse already received assets from the estate (through the will or beneficiary designations), those are credited against the elective share amount.
New York sets executor commissions by statute under SCPA §2307: 5% of the first $100,000; 4% of the next $200,000; 3% of the next $700,000; 2.5% of the next $4,000,000; 2% on amounts over $5,000,000. These rates are applied to the gross probate estate — not net, not after debts. For a $1,000,000 estate: 5% × $100,000 = $5,000 + 4% × $200,000 = $8,000 + 3% × $700,000 = $21,000 = $34,000 total. Commissions are taxable income to the executor. The will can specify higher, lower, or no commission. Many executors who are also primary beneficiaries waive their commission to avoid the income tax hit, since inherited assets are not taxable but commissions are. Real estate sold by the executor is included in the commission base; real estate distributed in-kind (not sold) is generally excluded.
New York law does not require an attorney for probate — you can represent yourself (pro se) in Surrogate's Court. The courts provide standardized forms and Help Centers to assist self-represented individuals. However, New York probate is procedurally demanding: citation service rules are technical, the accounting requirements are detailed, and a single clerical error can delay the proceeding for months. Missing a distributee or improperly serving a citation can invalidate the entire proceeding. Most executors handling estates with real property, multiple beneficiaries, or any complexity benefit significantly from attorney representation. For simple voluntary administration cases, self-representation is realistic. For full probate of any estate with real property, disagreements among heirs, or a large estate, attorney representation is strongly advisable.
New York will contests are handled by the Surrogate's Court and can add years to the probate timeline. Grounds for contesting a will under New York law include: (1) lack of testamentary capacity — the testator was not of sound mind when signing; (2) undue influence — someone coerced the testator to change their will; (3) fraud — the testator was deceived about the document being signed; (4) improper execution — the will was not signed in compliance with EPTL §3-2.1 (two-witness requirement). Under SCPA §1404, an interested party has the right to take pre-probate examinations of the attorney who drafted the will, the attesting witnesses, and the proponent of the will — even before filing formal objections. This examination right is unique to New York and is widely used to investigate will validity. If objections are filed, the probate proceeding converts to a contested proceeding with full discovery and potential trial — often taking 2 to 5 years to resolve.
Yes — New York is one of only a handful of states with its own estate tax. The 2026 New York estate tax exemption is $7.16 million. Estates below this threshold owe no NY estate tax. Estates above it are taxed at graduated rates from 3.06% to 16%. The notorious "cliff" rule: if the gross estate exceeds 105% of the exemption ($7.518 million in 2026), the entire estate — not just the amount over the exemption — is subject to New York estate tax. This means an estate worth $7.52 million could owe more tax than an estate worth $7.50 million even though it's worth more overall. Executors of estates near the $7.16M threshold should consult an estate tax attorney immediately. The NY estate tax return (Form ET-706) is due 9 months from the date of death.
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