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1 Overview — what makes Colorado probate different

Colorado probate is governed by the Colorado Probate Code, CRS Title 15, Articles 10–17, which adopted the Uniform Probate Code in 1973. Five features make Colorado distinctly different from every other state in this guide series.

First: The inflation-adjusted small estate threshold. Under CRS § 15-12-1201, Colorado's small estate affidavit threshold adjusts annually for inflation — currently approximately $86,000 for 2025 deaths, with the 2026 figure slightly higher. Unlike Arizona (fixed $200K) or Tennessee (fixed $50K), Colorado's threshold tracks actual economic conditions. The 10-day waiting period is also the shortest in the country. No court filing is required — the affidavit (Form JDF 999) is presented directly to the institution.

Second: Denver Probate Court. Denver County (the City and County of Denver) is the only county in Colorado with a dedicated, standalone Probate Court — a separate institution from the Denver District Court. All 63 other Colorado counties handle probate through their District Court. When Denver estates publish a Notice to Creditors, it references "the Probate Court of the City and County of Denver" — different from every other county's "District Court of _____ County."

Third: No court accounting required in informal probate. The personal representative closes the estate by filing a simple Closing Statement (CRS § 15-12-1003) rather than a detailed line-by-line accounting. The Closing Statement certifies that the estate is fully administered. This makes Colorado one of the least court-intensive probate systems in the country for routine estates.

Fourth: The "whichever comes first" creditor deadline. Creditors must file claims by the earlier of: (a) 4 months from the date of first publication of the Notice to Creditors, or (b) 1 year from the date of death. This two-headed deadline is unusual and often misunderstood — delay in publishing notice doesn't extend the window indefinitely, because the 1-year death anniversary cuts it off first.

Fifth: Inventory within 3 months — a faster deadline than most states (Virginia: 4 months; Tennessee: 60 days). The inventory must be filed with the court and provided to any heir or beneficiary who requests it within 30 days of the request.

Colorado has no state estate tax and no inheritance tax
Colorado has no state estate tax and no inheritance tax of any kind. The state's estate tax was effectively eliminated when the federal state death tax credit was phased out at the federal level. Only the federal estate tax applies, and only for estates exceeding approximately $15 million per individual in 2026 (note: the TCJA sunset could affect the 2026 federal threshold — consult an advisor for large estates). The vast majority of Colorado families owe nothing in state death taxes.

Colorado probate at a glance

TopicColorado ruleAuthority
Governing lawColorado Probate Code, CRS Title 15, Articles 10–17CRS § 15-10-101 et seq.
Probate courtDistrict Court in each of 64 counties — EXCEPT Denver County, which has its own Denver Probate CourtCRS § 15-12-201
Small estate affidavitPersonal property only; threshold adjusts annually for inflation (~$86K for 2025 deaths); 10-day wait after death; no real estate; Form JDF 999CRS § 15-12-1201
Informal probateFiled with Probate Registrar (not a judge); no hearing required; most common trackCRS § 15-12-301
Formal probateRequires petition, judicial hearing, and court orders; either unsupervised or supervised administrationCRS § 15-12-401
Filing fee$199 — same for both informal and formal probateColorado Judicial Branch fee schedule
Notice to heirs/deviseesWithin 30 days of appointment; Form JDF 940CRS § 15-12-705
Notice to creditorsPublished 3 consecutive weekly notices; creditor period = earlier of 4 months from first publication OR 1 year from deathCRS § 15-12-801
Known creditorsMust be mailed direct notice; get 60 days from mailing or remainder of publication period, whichever is laterCRS § 15-12-803
InventoryWithin 3 months of appointment; filed with court; provided to requesting heirs within 30 daysCRS § 15-12-706
Minimum open period6 months — all Colorado probate cases must remain open at least 6 monthsCRS § 15-12-1001
Informal closingClosing Statement (CRS § 15-12-1003); no detailed court accounting requiredCRS § 15-12-1003
3-year filing deadlineProbate must be initiated within 3 years of deathCRS § 15-12-108
Executor compensationReasonable — no statutory percentage; typically 1.5%–3% in practice for routine estatesCRS § 15-12-719
CO estate taxNone
CO inheritance taxNone
Transfer-on-Death deedAvailable for real estate — records with County Clerk and Recorder; bypasses probateCRS § 15-15-401

2 Small estate affidavit — inflation-adjusted, 10-day wait

Colorado's small estate affidavit under CRS § 15-12-1201 is one of the most accessible in the country — the threshold adjusts annually for inflation, and the 10-day waiting period is the shortest of any state. No court filing is required. The affidavit (Form JDF 999) is simply presented to whoever holds the asset.

Colorado Small Estate Affidavit — CRS § 15-12-1201

Threshold adjusts annually for inflation · 10-day wait (shortest in country) · Form JDF 999 · No real estate

Thresholds by year of death

2024 deaths
$82,000
Personal property only
2025 deaths
~$86,000
Personal property only · Verify with court
2026 deaths
~$88,000+
2026 figure not yet set · Check CRS § 15-12-1201
Waiting period
10 days
Shortest in the US

Requirements to use the affidavit

Total personal property ≤ current threshold (adjusted for inflation annually by year of death)
At least 10 days have passed since the date of death
No pending or granted application for Personal Representative in Colorado
Affiant is legally entitled to the property (under will or intestacy)
No real property — any real estate requires probate or trust
No court filing required — affidavit presented directly to institution
Colorado real estate always requires probate or prior trust planning — no exceptions
There is no Colorado equivalent of Arizona's real property small estate affidavit or Tennessee's Muniment of Title. Any real estate owned solely by the decedent at death must go through the probate process (informal or formal) — or must have been placed in a living trust, held in joint tenancy with right of survivorship, or titled with a Transfer-on-Death deed during the decedent's lifetime. Colorado homeowners with significant equity who haven't done estate planning should be aware that their homes will require full probate.

3 The three tracks — and when to use each

For estates that don't qualify for the small estate affidavit — primarily those with real estate or personal property above the threshold — Colorado's UPC framework provides three distinct tracks. Critically: both informal and formal probate carry the same $199 filing fee, which means there is no financial disincentive to choosing the correct track.

Track 1 — Fastest
Small Estate Affidavit
~$86K
Personal property only — no real estate
10-day wait after death
Form JDF 999 presented to institution directly
No court filing — $0 filing fee
No creditor publication required
Track 2 — Standard
Informal Probate — Registrar
No limit
Application filed with Probate Registrar — no judge
No hearing required for uncontested estates
Personal Representative acts independently
Closes with Closing Statement — no detailed accounting
Must stay open at least 6 months
Track 3 — Complex
Formal Probate — Judge
Unsupervised or supervised
Judicial hearing required; notice to all parties
Used for contested wills, disputed appointments, will construction questions
Unsupervised: court makes initial orders; PR then independent
Supervised: court approves major actions throughout
Same $199 filing fee as informal

The Denver Probate Court — Colorado's only dedicated probate venue

Every Colorado county handles probate through its District Court — except Denver. The City and County of Denver has a standalone Denver Probate Court, which functions as a dedicated, specialized probate court separate from Denver District Court. This is significant for several reasons:

FeatureDenver CountyAll other 63 counties
Court nameDenver Probate CourtDistrict Court of [County] County
Creditor notice cites"Probate Court of the City and County of Denver""District Court of [County] County, Colorado"
SpecializationDedicated probate judges with specialized expertiseGeneral-jurisdiction District Court judges
E-filingMandatory for attorneys; Colorado Courts E-Filing (CCE)Same CCE system; mandatory for attorneys statewide
VolumeHighest probate volume in state; some scheduling delaysVaries; mountain and rural counties typically faster
Filing fee$199$199 (same statewide)
Broomfield County — Colorado's other unusual county
Broomfield is one of Colorado's newest counties (created 2001), and like Denver it is a City and County. Broomfield uses the District Court for probate (not a dedicated probate court like Denver). If the decedent lived in the City and County of Broomfield, file in Broomfield District Court.

4 The creditor deadline — "whichever occurs first"

Colorado's creditor claim period under CRS § 15-12-801 has a distinctive two-headed structure that is frequently misunderstood — even by practitioners. Creditors must file claims by whichever of these two dates occurs first:

Colorado creditor claim deadline — whichever occurs FIRST

CRS § 15-12-801 · Published creditors AND known (mailed) creditors

Option A — from publication
4 months
From the date of first publication of the Notice to Creditors. Publication must run 3 times in 3 successive calendar weeks.
This applies if published promptly after appointment
OR
Option B — from death
1 year
From the date of the decedent's death. This is the hard outer limit regardless of when notice is published.
This kicks in if notice is delayed

5 Informal probate — step by step (Track 2)

Informal probate through the Probate Registrar is the standard path for most Colorado estates. There is no court hearing, no judicial review of each action, and no detailed final accounting — the estate closes with a simple Closing Statement.

  1. 1

    Determine the correct court and check small estate eligibility Do this first

    Identify which court has jurisdiction: Denver County residents file at Denver Probate Court; all other Colorado residents file at the District Court in their county. Calculate the total personal probate estate — if it's under the current inflation-adjusted threshold (~$86,000 for 2025 deaths) and there's no real estate, use the small estate affidavit (Form JDF 999) and skip full probate entirely. If real estate is involved or the estate exceeds the threshold, proceed to informal probate.

  2. 2

    File Application with Probate Registrar — no hearing needed $199 filing fee

    File an Application for Informal Probate of Will and/or Informal Appointment of Personal Representative (Form JDF 910 for formal, JDF 911 for informal) with the appropriate court. Include the original will (must be lodged with the court), certified death certificate, proposed PR information, and the $199 filing fee. The Registrar reviews the application — if it's complete and uncontested, Letters may be issued without scheduling a hearing. For formal probate, a hearing is required.

    JDF 911 (Informal Application)Original will (lodged with court)Certified death certificates × 4–6$199 filing fee
  3. 3

    Receive Letters Testamentary / Letters of Administration

    The Registrar issues Letters Testamentary (testate) or Letters of Administration (intestate) authorizing the Personal Representative to act on behalf of the estate. Order at least 6–8 certified copies — each bank, brokerage, title company, and DMV requires its own. The Letters are valid until the estate closes or the court terminates them. Once Letters are issued, the 30-day notice to heirs deadline and 3-month inventory deadline begin running.

    Letters Testamentary / Letters of AdministrationCertified copies — order 6–8
  4. 4

    Mail notice to heirs and devisees within 30 days 30-day deadline

    Within 30 days of appointment, mail written notice to all heirs and devisees (Form JDF 940) informing them of the probate proceeding and their right to request copies of the inventory and other filings (CRS § 15-12-705). Known heirs have 3 years from the date of the appointment order to contest the probate — but earlier notice limits this window to 4 months after appointment for formal testacy proceedings.

    JDF 940 (Notice of Appointment to Heirs)Deadline: 30 days from appointment
  5. 5

    Publish Notice to Creditors — 3 consecutive weekly notices Start creditor clock promptly

    Publish Notice to Creditors in a daily or weekly newspaper in the county where the estate is administered — at least 3 times in 3 successive calendar weeks (CRS § 15-12-801). Publish promptly after appointment to ensure creditors get the full 4-month window before the 1-year death anniversary cuts it off. Also mail direct notice to all known creditors. Known creditors get the later of 60 days from mailing or the remaining publication period.

    Notice to Creditors (3-week publication)Direct mail to known creditorsPublication: ~$40–$120 depending on county
  6. 6

    File inventory within 3 months 3-month Colorado deadline

    Within 3 months of appointment, file a complete inventory of all estate assets with the court, listing each asset and its fair market value as of the date of death (CRS § 15-12-706). Provide copies to any heir, devisee, or creditor who requests it within 30 days of the written request. Proper inventory is also the foundation for any estate income tax filings and for the eventual Closing Statement.

  7. 7

    Administer estate independently — pay debts, file taxes, distribute

    With Letters in hand, collect all estate assets, pay valid creditor claims after the creditor period expires, file the decedent's final federal income tax return (Form 1040) and estate income tax return (Form 1041 if income exceeds threshold), and distribute remaining assets per the will or Colorado intestacy law. Colorado has no state estate tax return to file. Transfer-on-Death deeds for real estate or personal property transfer outside the probate estate.

  8. 8

    File Closing Statement — no earlier than 6 months after appointment No detailed accounting needed

    After all debts are paid, taxes filed, and assets distributed, close the estate by filing a Closing Statement with the court (CRS § 15-12-1003). The Closing Statement cannot be filed until at least 6 months after appointment. Send copies to all distributees and known unpaid creditors. The Closing Statement certifies that all estate administration duties have been completed. No detailed line-by-line accounting is required — a significant advantage over states like Virginia (Commissioner of Accounts review) or North Carolina (annual accountings). If no proceedings are pending 1 year after filing, the PR is automatically discharged.

    Closing Statement (CRS § 15-12-1003)Copies to all distributees and unpaid creditorsEarliest: 6 months after appointment

6 Timeline & costs

ScenarioTimelineKey driver
Small estate affidavit (personal property ≤ ~$86K)10 days + weeks10-day wait; affidavit presented to institution
Informal probate — simple, cooperative estate6–10 months4-month creditor period + 6-month minimum open; 3-month inventory
Informal probate — real estate sale involved8–14 monthsProperty sale process + creditor period + Closing Statement
Denver Probate Court (higher volume)8–14 monthsHigher volume; some scheduling delays
Formal unsupervised probate9–18 monthsInitial hearing + judicial orders for major actions
Formal supervised probate12–24+ monthsCourt approval required for significant actions throughout
Contested will or PR dispute18–36+ monthsEvidentiary hearings; potential appeal
Cost itemTypical amountNotes
Court filing fee$199 (all tracks)Same fee for informal and formal — unique feature of Colorado UPC system
Small estate affidavit$0 filing feeNo court filing required; presented directly to institution
Certified copies of Letters~$20 per copyOrder 6–8; each institution needs its own
Notice to creditors publication~$40–$1203 weeks; varies by county newspaper
CO estate tax$0No Colorado state estate tax
PR compensation1.5%–3% typicalReasonable; no statutory percentage; court reviews if disputed
Attorney fees (informal)$3,500–$5,000Simple informal probate; hourly $250–$450/hr in Colorado
Attorney fees (formal contested)$5,000–$15,000+Hearings; judicial proceedings; more complex

7 Colorado probate forms — the JDF series

Colorado uses standardized JDF (Judicial Department Form) numbered forms for all probate proceedings, available at courts.state.co.us. Attorneys must e-file through the Colorado Courts E-Filing (CCE) system; self-represented litigants may file in person. The forms below are current as of June 2026 — always verify on the Colorado Judicial Branch website before filing.

JDF 999 — Small Estate Affidavit (Collection of Personal Property)
≤~$86K · 10-day wait · No court filing

Used when the total personal estate (no real estate) is at or below the current inflation-adjusted threshold and at least 10 days have passed since death. Presented directly to the institution holding the asset — no court filing required. For motor vehicles specifically, use Form DR 2712 through the Colorado DMV. Threshold adjusts annually; confirm current amount for the year of death.

JDF 911 — Application for Informal Probate & Appointment of PR
Opens informal probate · To Registrar

Filed with the Probate Registrar (not a judge) to admit the will and appoint a Personal Representative for informal probate. No hearing required for uncontested applications. Include the original will (must be lodged with court), proposed PR information, heir/devisee list, and $199 filing fee. The Registrar issues Letters upon approving the application.

JDF 910 — Petition for Formal Probate & Appointment of PR
Opens formal probate · Judge required

Filed to open formal probate with a judge when there are will contests, disputed PR appointments, or other issues requiring judicial oversight. Requires notice to all interested parties before the hearing. A hearing is scheduled and the judge issues orders. Same $199 filing fee as informal. Both unsupervised and supervised formal administration begin with this form.

Letters Testamentary / Letters of Administration
Issued by court — PR's authority to act

Issued by the court after the application is approved. Authorizes the Personal Representative to access estate assets, deal with financial institutions, list and sell property, and take all other estate actions. Order 6–8 certified copies at $20 each — each institution needs its own. Valid until the estate closes or Letters are revoked.

JDF 940 — Notice of Appointment to Heirs & Devisees
Due 30 days from appointment

Mailed to all heirs and devisees within 30 days of appointment (CRS § 15-12-705). Informs them of the probate proceeding, their right to request copies of the inventory and other filings, and their right to contest the appointment or will validity (within 3 years of appointment generally; 4 months for formal testacy proceedings if earlier notice was given).

Notice to Creditors — published 3 consecutive weeks
Starts 4-month creditor period

Published in a daily or weekly newspaper in the estate's county at least 3 times in 3 successive calendar weeks (CRS § 15-12-801). Denver estates cite the Denver Probate Court; all others cite their District Court. Publish promptly after appointment so the 4-month window runs fully before the 1-year-from-death hard cutoff.

Inventory — Form within 3 months
3-month deadline · Filed with court

Filed with the court within 3 months of appointment (CRS § 15-12-706). Lists all probate assets with fair market values as of the date of death. Provided to any heir, devisee, or creditor who requests it in writing within 30 days of the request. The inventory is a public document when filed. Foundation for the eventual Closing Statement.

Closing Statement — CRS § 15-12-1003
Closes informal estate · No accounting needed

Filed to close an informally administered estate — not earlier than 6 months after appointment. Certifies all debts paid, taxes filed, assets distributed. Sent to all distributees and known creditors with unpaid claims. No detailed line-by-line accounting required. If no proceedings are pending 1 year after filing, the PR is automatically discharged — estate is closed.

View all Colorado probate forms by county →

8 Colorado probate courts — all 64 counties

Colorado has 64 counties. All use District Court for probate — except Denver, which has the dedicated Denver Probate Court (gold border). File in the county where the decedent was domiciled at death. Most Colorado courts accept e-filing through the Colorado Courts E-Filing (CCE) system; mandatory for attorneys statewide.

Showing all 64 Colorado counties

9 Colorado probate — frequently asked questions

Colorado's small estate affidavit threshold under CRS § 15-12-1201 is adjusted annually for inflation, based on the year of the decedent's death. The 2024 threshold was $82,000; the 2025 threshold was approximately $86,000. The 2026 figure will be slightly higher still — verify the current amount with the Colorado Judicial Branch or a local attorney before using this procedure. This annual adjustment is one of Colorado's most distinctive features — unlike Arizona (fixed $200K after HB 2116), Tennessee (fixed $50K), or Washington (fixed $100K), Colorado's threshold automatically tracks real economic conditions. The affidavit applies only to personal property (bank accounts, vehicles, financial accounts) — real estate cannot be transferred this way. The 10-day waiting period after death is the shortest in the country. No court filing is required; the affidavit (Form JDF 999) is presented directly to the institution holding the asset.
Colorado's creditor deadline under CRS § 15-12-801 cuts off at whichever of these two dates arrives first: (A) 4 months from the date of first publication of the Notice to Creditors; or (B) 1 year from the date of death. The "whichever occurs first" structure creates an important strategic implication that many personal representatives miss. In most states, delaying creditor notice simply extends the overall timeline. In Colorado, it does not — it actually compresses the window available to creditors. For example, if the decedent died on January 1 and the personal representative doesn't publish notice until October 1 (9 months later), creditors now have only 3 more months until the 1-year death anniversary on January 1 next year — instead of 4 months from first publication. The practical advice is clear: publish notice to creditors as soon as possible after receiving Letters. This gives creditors their full 4-month window, protects the personal representative from challenges that the deadline was manipulated, and gets the creditor clock running toward the estate's eventual closing date.
No — this is one of the most significant advantages of Colorado's informal probate track. In informal probate, the personal representative closes the estate by filing a Closing Statement under CRS § 15-12-1003, rather than a detailed line-by-line accounting of every receipt and disbursement. The Closing Statement is a signed certification that: (1) at least 6 months have elapsed since the original appointment; (2) the time for presenting claims has expired; (3) pending claims have been paid, settled, or otherwise disposed of; (4) the personal representative has distributed all estate assets properly; and (5) the administration is complete. This is far simpler than the court accountings required in Virginia (Commissioner of Accounts reviews every inventory and accounting), North Carolina (annual accounts mandated), Georgia (annual returns required), or Ohio (probate court inventory and accounting). Colorado's streamlined informal close makes it among the most efficient probate systems in the country for uncontested estates.
The Denver Probate Court is a specialized court created to handle the high volume of probate, conservatorship, guardianship, and trust matters in Denver County (the City and County of Denver, which is both a city and county in Colorado). As a high-population urban jurisdiction with complex estates, Denver benefits from having dedicated probate judges with specialized expertise in estate law rather than general-jurisdiction District Court judges who handle criminal, civil, and domestic matters alongside probate. Every other Colorado county, including the other urban counties (El Paso/Colorado Springs, Jefferson, Arapahoe, Boulder, Larimer), uses District Court for probate. The City and County of Broomfield — Colorado's other combined city-county — also uses District Court rather than a dedicated probate court. The distinction matters practically because Denver Probate Court has its own docket, its own procedures, and when publishing Notice to Creditors, Denver estates must cite "the Probate Court of the City and County of Denver" while all other counties cite their District Court.
No. Colorado has no state estate tax and no inheritance tax of any kind. The state's estate tax was effectively eliminated when the federal state death tax credit was phased out federally in the early 2000s. Colorado has never reinstated a state-level estate tax and has never had a state inheritance tax. The only death-related tax that could apply to a Colorado estate is the federal estate tax, which affects only estates exceeding approximately $15 million per individual in 2026 (note: the Tax Cuts and Jobs Act provisions affecting this threshold are scheduled to sunset in 2026, potentially reducing the exemption significantly — verify the current threshold with a tax professional for large estates). For the vast majority of Colorado families — even those with significant real estate equity from the Denver Front Range appreciation — no estate tax applies at all. This distinguishes Colorado favorably from neighbors Washington (state estate tax above $3.076M) and neighbors like Illinois (state estate tax above $4M).
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